Your Path To Homeownership
At Durham Community Land Trustees, we are committed to making permanently affordable homeownership accessible and sustainable for individuals and families in Durham, NC.
To be eligible to purchase a DCLT home, households must generally meet the following:
- Income Requirement: Total household income must be at or below 80% of the Area Median Income (AMI) for Durham County
- Homebuyer Readiness: Willingness to complete a Homebuyer Education Session—your first step toward understanding the process and preparing for ownership
- Primary Residence: The home must be your primary place of residence
We know that every situation is unique. That’s why we’re here to guide you through the process, answer your questions, and help you determine your next best step.
Not sure if you qualify? Start with a Homebuyer Session.
2026 AMI Limits by Household Size
| AMI # | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person |
|---|---|---|---|---|---|---|
| Houselhold Income Limits (80% AMI) | $71,200 | $81,400 | $91,550 | $101,700 | $109,850 | $118,000 |
What You’ll Gain from a Homebuyer Session
A Homebuyer Session is your first step toward homeownership with Durham Community Land Trustees. You’ll learn about our affordable homeownership opportunities, how the CLT model works, what it takes to get started, and down payment assistance programs—so you can move forward with confidence.
