Your Path to Homeownership Starts Here
DCLT makes permanently affordable homeownership possible in Durham through the community land trust model. We own the land, you own the home, keeping it affordable for you and the next family.
Number of Homes Currently Available8
To be eligible for homeownership, residents must have a total household income of 80% or less of the Area Median Income (AMI) in Durham County.
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Buyers must qualify for a home mortgage through one of our lending partners – North State Bank, Fifth Third Bank, Union Home Mortgage, Pinnacle Financial Partners, or Nine Street Mortgage. Feel free to contact DCLT for our lender partners’ information.
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Buyers must complete a land trust orientation and a HUD-certified homebuyer education course (locally led by DHIC).
- Submit below if you qualify for a home mortgage and have completed a homebuyer education class.
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The first step is free
Attend a homebuyer information session to get started.
Before pursuing any DCLT home, all prospective buyers must attend a free homebuyer session. These sessions explain the community land trust model, the purchase process, eligibility requirements, and what to expect after you buy.
